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sickness insurance

For the majority of employed individuals, you will get an element of sickness benefit from your employer, ranging from a few weeks to perhaps as long as 1 year. If you have had to take time off work for an accident or due to sickness, was it reassuring to know that you still got paid at the end of the week or month?

But what happens once your Sickness Benefit finsishes, or starts to reduce? And how will you be able to pay your mortgage, bills, pay for your essentials?

We want to make sure that you can afford your life costs at a time when you are not well enough - and it doesn't need to be expensive to make sure you are financiall sound.

Sickness Insurance doesn't need to be an expensive option, and if you can wait a few months before you need to claim then this cost is even less. Premiums are either based on a fixed cost per £100pm of cover, or on your age and health background, depending on how long you want the benefit to last.

Sickness benefit can last for 12/24 months, or until you retire - other names for such insurance include 'income Protection Benefit', 'Permanent Health Insurance' and Sickness Insurance, but they all have the same role in financial planning - replacing lost income should you be off work for the long term, beyond your employers benefit or if you have no protection at all..

Ask Easyswitch Mortgages for an Illustration of such invaluable protection, and more details of the level of cover you could afford.

Sickness Insurance

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
 
If you are considering any debt consolidation - Think carefully before securing other debts against your home.
 
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
 
We normally do not charge any fees for our mortgage advice as the majority of mortgage lenders will pay us a procuration fee for our work. We do offer a fee-based service should you prefer, which will cost no more than 0.35% of the mortgage advance. Any mortgage procuration fee would then be rebated to you on completion. Some lenders do not pay a procuration fee, so we will need to charge you a flat fee for our advice and administration, typically £499. We also reserve the right to charge an administration fee for mortgage applications below £100,000, to ensure that we can earn a minimum of £500 from a combination of commission, fees and other income from a mortgage application. Please ask us for more details.

We can deal with our clients using our Online Mortgage Service, by telephone or face to face. By using our Online Mortgage Service you accept that our Independent Mortgage Advice is based upon the information you have provided us.

Easyswitch Mortgages and Easyswitch Insurance are trading names of Essex Mortgage Centre Limited. Essex Mortgage Centre Limited. Registered office : 3 Warners Mill, Silks Way, Braintree, Essex, CM7 3GB. Company Registration Number 6009105, registered in England and Wales.
 
Essex Mortgage Centre Limited is an appointed representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Services Authority in respect of mortgage and insurance mediation activities only. Mortgage Next Network Limited is entered on the FSA register ( 300866)