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Easyswitch Mortgages - 08456 800898
Ready2Move
If you are looking to buy your first home or a new property, our Ready2Move scheme is specifically designed for your needs – getting you ready to put an offer in on a new property with plenty of confidence and your groundwork fully completed.
For just £49 (inc. VAT), Easyswitch Mortgages will provide you a Ready2Move pack that includes:
1. Initial Assessment - Following a review of your initial needs and circumstances, we will spend time consulting over 140 different lenders to check if you fit their criteria, how much you can borrow with them, and what options are available to you.
2. ‘Agreement in Principle’ – Once the right lender has been established it is vital to get their initial agreement to obtain the mortgage you require. This agreement will support any offer you place on a property and demonstrate you can afford to buy. This should put you in a really strong position with the vendor and sales agent.
3. Appointment of a Solicitor – We will provide you with a recommended solicitor or conveyancer to help you with the legal process from offer to when you buy your new property. With a published charter for their service standards you know exactly what to expect, and their fees are extremely competitive - you will be surprised how much you could save!
4. Fees Protection* – Why risk the loss of many £000’s in fees should your purchase fall through for no fault of your own, or you are gazumped? Within our Ready2Move pack we will provide you a fee protection solution, refunding the costs of surveys, mortgages fees and booking fees should you need to make a claim.
5. A Free Will for Life** – Not only do we want you to be ready to buy your new home and help arrange your mortgage, but we want to help you protect both you and your new home . Through our Ready2Move package you can create a new Will ensuring your wishes are carried out should the worse happen.
Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
If you are considering any debt consolidation - Think carefully before securing other debts against your home.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
We normally do not charge any fees for our mortgage advice as the majority of mortgage lenders will pay us a procuration fee for our work. We do offer a fee-based service should you prefer, which will cost no more than 0.35% of the mortgage advance. Any mortgage procuration fee would then be rebated to you on completion. Some lenders do not pay a procuration fee, so we will need to charge you a flat fee for our advice and administration, typically £499. We also reserve the right to charge an administration fee for mortgage applications below £100,000, to ensure that we can earn a minimum of £500 from a combination of commission, fees and other income from a mortgage application. Please ask us for more details.
We can deal with our clients using our Online Mortgage Service, by telephone or face to face. By using our Online Mortgage Service you accept that our Independent Mortgage Advice is based upon the information you have provided us.
Easyswitch Mortgages and Easyswitch Insurance are trading names of Essex Mortgage Centre Limited. Essex Mortgage Centre Limited. Registered office : 3 Warners Mill, Silks Way, Braintree, Essex, CM7 3GB. Company Registration Number 6009105, registered in England and Wales.
Essex Mortgage Centre Limited is an appointed representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Services Authority in respect of mortgage and insurance mediation activities only. Mortgage Next Network Limited is entered on the FSA register ( 300866)
And the best bit… the £49 fee is refunded when you complete on your new home!
Make sure you are ready in advance of placing any offer on a new property – speak to us at Easyswitch Mortgages and get your Ready2Move pack ready, giving you all of the confidence and preparation required to help achieve your goal, your new home.
Call us now on 08456 800898 for more details and to order your Ready2Move pack now.
Terms of our Ready2Move scheme :
* To qualify for the Fees Protection Scheme you will need to use our nominated solicitors. Terms and conditions apply and will be included within our Ready2Move pack.
** Our Free Will offer will be provided by our nominated Solicitors and can be used once you have completed the purchase of your property (legal completion).
Any ‘Agreement in principle’ provided by a mortgage lender is always subject to their assessment of your income and expenditure information, as well as the acceptance of the valuation report. An initial ‘Agreement in Principle’ should not be considered as an ‘offer’ of a mortgage or loan.
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