Platform originally was a specialist lender in the late nineties, part of the Britannia BS group. As such many clients have used Platform for non-conforming, self-certified mortgage needs.
However, since the start of the recession, Platform Mortgages left the market given the lack of available funds.
Since 2009 Platform, now part of the larger Co-Operative Group, started to lend mortgage and now specialises in 'normal' residential and buy to let mortgages, for those with good credit and proveable income.
There are limited funds for 'Almost Prime' clients with rates designed to reflect the additional risks involved.
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