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Easyswitch Mortgages - 08456 800898

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Easyswitch Mortgages

Manchester BS Mortgages

History of Manchester Building Society

Manchester Building Society are a powerful, regional mutual building society who are dedicated to return value to their customer base.

The Manchester Building Society have been in operation since 1922, and have retained their commitment to mutuality ever since.

Manchester Building Society offer a range of mortgage products.

Using a national network of agencies but remaining based in the heart of Manchester , the Manchester Building Society is able to keep their costs low and pass the benefits from this to their members.

Manchester Building Society, who are authorised and regulated by the Financial Services Authority, acknowledge how much of a financial commitment taking out a mortgage really is.

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Please check our latest news on Manchester BS on our Blog...

Current Mortgage Range
Current Service Standards - Our Rating 4/5
Incentives Available
What we can do to help?

Manchester BS currently have Tracker, Discounted and Fixed Rate Mortgages from 2 Years up to 5 Years. In particular they have a good range of options for those looking to borrow up to 80% Loan to Value (LTV)

Manchester BS also have a range of Buy to Let Mortgages up to 75% Loan to Value.

Manchester BS are a small mortgage lender when you look at their market share and the volume of business they get. However, this can be a real asset when you need help with a complex case, and as such they offer direct contact with the Underwriters who will look favourably on any case that shows affordability.

There is no credit scoring, just a normal credit file check which again helps us get a mortgage for those with more complex issues. They are an Intermediary / Broker only lender, with no physical branch network.

Manchester BS provide for flexible underwriting and direct contact witht he underwriter.

The range of incentives with the Manchester BS can vary from product to product so please ask if you require any specific features on your Mortgage.

Manchester BS are a Broker Only lender, therefore we encourage you to contact us about their products and we will then check their criteria. They have a variable income multiple criteria depending on the Loan to Value (LTV) but we have access to their underwriter to discuss any specific situation or need.

Please call us on 08456 800898 or apply on-line for us to check your income, circumstances and requirements to see if you qualify

Check the Mortgage Market for your Mortgage Needs...

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Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
 
If you are considering any debt consolidation - Think carefully before securing other debts against your home.
 
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
 
We normally do not charge any fees for our mortgage advice as the majority of mortgage lenders will pay us a procuration fee for our work. We do offer a fee-based service should you prefer, which will cost no more than 0.35% of the mortgage advance. Any mortgage procuration fee would then be rebated to you on completion. Some lenders do not pay a procuration fee, so we will need to charge you a flat fee for our advice and administration, typically £499. We also reserve the right to charge an administration fee for mortgage applications below £100,000, to ensure that we can earn a minimum of £500 from a combination of commission, fees and other income from a mortgage application. Please ask us for more details.

We can deal with our clients using our Online Mortgage Service, by telephone or face to face. By using our Online Mortgage Service you accept that our Independent Mortgage Advice is based upon the information you have provided us.

Easyswitch Mortgages and Easyswitch Insurance are trading names of Essex Mortgage Centre Limited. Essex Mortgage Centre Limited. Registered office : 3 Warners Mill, Silks Way, Braintree, Essex, CM7 3GB. Company Registration Number 6009105, registered in England and Wales.
 
Essex Mortgage Centre Limited is an appointed representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Services Authority in respect of mortgage and insurance mediation activities only. Mortgage Next Network Limited is entered on the FSA register ( 300866)