Insurance

Buying your Home is likely to be your biggest purchase in your life - but you wouldn't want to risk it would you?

The need for any form of Insurance is based upon your individual needs, so expert assessment of your circumstances and suitable recommendations are key - Easyswitch Mortgages are regulated to give you such advice, using a very wide choice of options for pretty much any circumstances.

Typical Insurance Needs Include :

Property Insurance (Home Insurance, Buildings Insurance and / or Contents Insurance)

Your Mortgage Lender will require a minimum of Buildings Insurance if you are buying a Freehold Property (typically not a flat, but a house). But consider what level of cover you need, the options available (such as Accidental Cover), and the price you want to pay.

Contents Insurance will cover those items you can take away from your property (and therefore not fixed to the Building). You need to make sure all of your contents are valued and are covered by your policy. Under insurance is a huge problem and may mean you get little or no value for your claim.

Check our Website for a Quote and see how much you could save, or call us on 08456 800898 for a wider review of your options, and to talk through the areas of protection available.

Life Insurance

Life Insurance and Critical Illness Cover are increasing popular options to ensure you and your family don't have to sell their home to pay off the mortgage balance.

Whilst this type of insurance is no longer compulsory, many individuals ignore the benefit of such inexpensive protection. From just £1.25 per week (minimum premium of £5pm equivalent) you could make sure your family can repay the mortgage, securing the roof over the heads. Additional cover could be used to replace your lost income.

Check our Website page on Life Insurance for more details, and you can get a Quote On-Line by Clicking Here - We would strongly suggest you speak to us about your concerns, and we can tailor a protection package according to yoru budget and needs. Call us on 08456 800898.

Redundancy Insurance

Worried about Job Security? Redundancy Insurance is an excellent solution, providing you with a replacement income at the time you need it the most.

This is really relevent in the current financial market, with many firms and Public Sector Departments looking to reduce costs.

You can ensure that enough money is available to pay your mortgage (and related costs) should you be made redundant, but make sure you have a policy in place for long enough - typically you need to have a policy for 3/6 months before any claims could be made.

Find more information on our Website by clicking here

Sickness / Accident Insurance

Is an Accident or long term sickness going to cause you a problem? You can ensure that your mortgage and bills can continue to be paid whilst you recover, especially if your work sickness benefit reduces after a period of time.

Make sure you have enough money from a combination of employer benefits, and private insurance.

Find more information on our Website by clicking here

Many people concentrate purely on the monthly mortgage payment and ignore the importance of insurance - whilst budgets are tight at the moment, think about how much tighter or even impossible it may become without some additional help - have a look at the options available to you from the main menu and get some quotes from Easyswitch Mortgages. We want you to enjoy your new home, don't risk it and your family.